When you want to emphasize that you're sharing your personal opinion, you can begin your sentence with "To me..." For example:

To me, it's just not worth the money and the time.

To me, it seems like it would be better to rent for a few more years until you save up enough for a down payment.

When you introduce an opinion this way, it communicates that you believe this strongly, but that you know that other people might think differently.

To use "To me..." correctly, the sentence's verb should be "is", "seems", "looks", "sounds", or "appears". But actually you can often hear English speakers say "To me..." at the beginning of sentences that don't follow this rule:

To me, Marianne should have asked you before doing that.

Young people especially use "To me..." in this way.